House Price Spy Blog

The One Account has been around for a while now, you probably know all about their revolutionary idea- of offsetting your mortgage with your savings and letting you save and pay off your mortgage earlier.

Choose the savings, current accounts and any other accounts you want to offset with and start to save!

With mortgage lenders going into hybernation of late it would be nice to take the pressure of your finances just a little, there are offset mortgages for all situations including first time buyer, self employed and no proof of earnings.

The amount you can save depend on what you have saved and how much your earn (ie what is in your current account) but every little bit counts!

Cut your mortgage payments AND pay it off sooner with The One Account.

With the present conditions in the UK property market set to continue for some time (3-4 years) estate agents and property sellers are struggling to find new novel ways to make money.

The ratio of sellers to buyers in the UK is currently nearly 15:1 leaving many estate agents in a perilous situation and many people hanging onto property in the medium term.

Following on from the last blog about ’sell to buy’ I see there is now a trend for ‘try before you buy’ where sellers rent out their property for a few months and if the buyer likes they can buy after. Buyers would sign up for a few month lease with an option to by after that time.

Other new build homes are even being offered for a few nights at a time (exclusively to the over 55s) with an option to buy after that.

House Price Spy is the best way to find out about an area before you visit it, pricing trends, nearby areas and loads of stats on the area-all provided FREE of charge. All you will be asked to do is join the site, by giving your email (so we can update you on activity in areas selcted by you) and postcode (so we can tailor details to suit you) to gain access to millions of sales in England, Scotland and Wales!!!! Northen Ireland and Ireland do not have this system at the present time, we will add this when we can!!

Just in time for the school holidays and the summer itself Sky Digitial have some great offers which will fill in the long summer months perfectly with sports, cartoons, movies, 24 hour entertainment, US series, comedy and pretty much anything you can think of. Packages start from only £16 per month with free 2GB broadband, phone calls, £15 free credit and free equipment and installation deals.

If that was not enough you can add premium movies and sports channels for the ultimate package!!! You get 3 mixs (or types of channels) from kids to documentaries and news or music as standard but can add as much as you want to build a perfect entertainment packae include award winning broadband and great phone deals.

The choice and service cannot be beaten, Sky Digitial are the UKs largest provider and are pioneers of Sky Plus which has revolutionised the way we watch TV! Add in free installation, connection and equipment such as router and set top boxes and you have a great deal!!

Read more about the deals on offer and get Sky Digitial in your own home visit House Price Spy!!!

Energy bills are rising higher than ever and it’s never too late to switch you utilities provider and save hundreds of pounds each year! The press is full of scare stories about families choosing between heating and eating, but most of us will have noticed out bills rising in the last year with the remaining low cost providers following suit and raising prices.

House Price Spy has a specialist Utilities section with the best providers and price comparision sites around. Dont say you cant be bothered or they are all the same as many promise to beat your present deal at the very least! There is not paperwork to complete and no visits to your home will be required to make the change.

Try our Cheaper utility Bills section, it could be the best thing you do all day!

Members of House Price Spy have exclusive benefits and features they can access that casual users wont get access to, so it pays to join up for free and get the ability to watch streets and get notification of all properties sold on that street, email alerts, newsletters with great offers and info on the property market, plus millions of individual free house prices from the last 8 years!!!!!!!

Members benefits are only for people who have completed the short sign up, just give a few details and join House price Spy for free. We wont give your details to any 3rd party and are bound by all transparency legislation.

If you have not joined up yet then you can claim your free membership of House Price Spy now!!

As mentioned in our last blog post House Price Spy has had a complete facelift and revamp. The main thing you should know while the site is now easier to use and search through you still get free house prices for all non-commercial properties in England, Wales and Scotland! The data is provided from government sources free with stats and info for every street with advice and recommended links for quality property related websites.

the new version of House Price Spy should be up ans live in the next few weeks and will help users to make the most of what we offer!

House price Spy is free to join and free to use, you can only access all members benefits with membership. To join you will have to give your postcode (to give you local data) and email address (so we can confirm you are a genuine person)!!!

We have been busy re-designing House Price Spy site, a new face lift and new functions and member only stuff that will improve the way the site works. We are all excited with the new design and the hopefully we will see plenty of positive feedback in the months to come!

With the blog, emails to members and the forthcoming revolutionary new site design it’s all going on at House price Spy HQ!!!

Free house prices and great members benefits are just two of the reasons why hundreds of thousands of people have joined up with us at House Price Spy!

More on the new design as we have it, should be up early next month…

Childrens Rooms have great furniture and novelties so they can personalise their personal space a feel safe and help create individuality. Bedding, clocks, blankets, beds, rugs, wallpaper etc from kids favourite characters such as premiership football teams, Fireman Sam, Scooby Doo, The Simpsons, Power Rangers, Hannah Montana and Dora The Explorer amongst others!

Get great colourful bedding and soft furnishings from only £20 for a set.

There are loads of characters and teams to choose from from kids TV, football, cartoons to Homer Simpson!

Brighten up your kids bedrooms and playrooms with Childrens Rooms

More and more people are adding a home office space to their home, whether you work from home or just want a general work space for homework and paper work you need to bear in mind a few things before you spend time and money. A few golden tips are:

Think about who will use the area, you will want a different layout for the kids that you want for you and your partner.

Make the most of the space, use existing shelving and storage space to your advantage.

Dont spend you cash on office furniture for the sake of it, apart from a fold out table an a chair do you really need all that clutter? Chairs and tables should be ergonomic ( ie not put stress or strain on your bones and muscles) and fold away when you are not using them.

Lighting is all important, use a desklamp to target your desktop rather than economy overhead lighting. Natural light is great but can lead to glare on your screen position your screen correctly to avoid this, fitting blinds on home office windows if needed.

With the current property climate you still have choices…Avoiding the credit crunch can be as simple as considering a few options:

Consider an interest only mortgage, if you buy in the right area your property will gain value every year.

Move further afield, more and more people are commuting further to get on the property ladder.

Consider joint ownership with parents, friends or a partner etc

Get Government help, the LIFT scheme offers first time buyers assistance to get on the property ladder.

Invest your deposit and wait for better conditions. There are non-risk investments where you could appreciate your thousands better than property.

Take a longer mortgage, for 25 years plus. That does not mean you have to be locked in for longer or stay in one place for that duration.