House Price Spy Blog

Energy bills are rising higher than ever and it’s never too late to switch you utilities provider and save hundreds of pounds each year! The press is full of scare stories about families choosing between heating and eating, but most of us will have noticed out bills rising in the last year with the remaining low cost providers following suit and raising prices.

House Price Spy has a specialist Utilities section with the best providers and price comparision sites around. Dont say you cant be bothered or they are all the same as many promise to beat your present deal at the very least! There is not paperwork to complete and no visits to your home will be required to make the change.

Try our Cheaper utility Bills section, it could be the best thing you do all day!

Members of House Price Spy have exclusive benefits and features they can access that casual users wont get access to, so it pays to join up for free and get the ability to watch streets and get notification of all properties sold on that street, email alerts, newsletters with great offers and info on the property market, plus millions of individual free house prices from the last 8 years!!!!!!!

Members benefits are only for people who have completed the short sign up, just give a few details and join House price Spy for free. We wont give your details to any 3rd party and are bound by all transparency legislation.

If you have not joined up yet then you can claim your free membership of House Price Spy now!!

As mentioned in our last blog post House Price Spy has had a complete facelift and revamp. The main thing you should know while the site is now easier to use and search through you still get free house prices for all non-commercial properties in England, Wales and Scotland! The data is provided from government sources free with stats and info for every street with advice and recommended links for quality property related websites.

the new version of House Price Spy should be up ans live in the next few weeks and will help users to make the most of what we offer!

House price Spy is free to join and free to use, you can only access all members benefits with membership. To join you will have to give your postcode (to give you local data) and email address (so we can confirm you are a genuine person)!!!

We have been busy re-designing House Price Spy site, a new face lift and new functions and member only stuff that will improve the way the site works. We are all excited with the new design and the hopefully we will see plenty of positive feedback in the months to come!

With the blog, emails to members and the forthcoming revolutionary new site design it’s all going on at House price Spy HQ!!!

Free house prices and great members benefits are just two of the reasons why hundreds of thousands of people have joined up with us at House Price Spy!

More on the new design as we have it, should be up early next month…

Childrens Rooms have great furniture and novelties so they can personalise their personal space a feel safe and help create individuality. Bedding, clocks, blankets, beds, rugs, wallpaper etc from kids favourite characters such as premiership football teams, Fireman Sam, Scooby Doo, The Simpsons, Power Rangers, Hannah Montana and Dora The Explorer amongst others!

Get great colourful bedding and soft furnishings from only £20 for a set.

There are loads of characters and teams to choose from from kids TV, football, cartoons to Homer Simpson!

Brighten up your kids bedrooms and playrooms with Childrens Rooms

More and more people are adding a home office space to their home, whether you work from home or just want a general work space for homework and paper work you need to bear in mind a few things before you spend time and money. A few golden tips are:

Think about who will use the area, you will want a different layout for the kids that you want for you and your partner.

Make the most of the space, use existing shelving and storage space to your advantage.

Dont spend you cash on office furniture for the sake of it, apart from a fold out table an a chair do you really need all that clutter? Chairs and tables should be ergonomic ( ie not put stress or strain on your bones and muscles) and fold away when you are not using them.

Lighting is all important, use a desklamp to target your desktop rather than economy overhead lighting. Natural light is great but can lead to glare on your screen position your screen correctly to avoid this, fitting blinds on home office windows if needed.

With the current property climate you still have choices…Avoiding the credit crunch can be as simple as considering a few options:

Consider an interest only mortgage, if you buy in the right area your property will gain value every year.

Move further afield, more and more people are commuting further to get on the property ladder.

Consider joint ownership with parents, friends or a partner etc

Get Government help, the LIFT scheme offers first time buyers assistance to get on the property ladder.

Invest your deposit and wait for better conditions. There are non-risk investments where you could appreciate your thousands better than property.

Take a longer mortgage, for 25 years plus. That does not mean you have to be locked in for longer or stay in one place for that duration.

The total number of approved mortgages have fallen by a third on the same time last year to just over 43,000. The drop in demand for the housing market coupled with stringent rules on how much and under what circumstances mortgages can be given has seen less people take the plunge compared with February 2007.

However the number of re-mortgages increased by 5.5% from last year with over 72,0000 customers re-mortgage for better deals on their mortgage.

The numbers come from the BBA The British Banking and Financial Services Association.

Joint Mortgages are becoming a more and more popular type of mortgage with many young couples not wanting to commit on their own and not wanting to get married formally. If you are living together but are not married then you will need to formalise any property agreement to prevent any acrimony later.

There are a few things you should be aware of regarding Joint Mortgages:

Have a Deed Of Sale drawn up that has a power of sale. This will prevent one side of the partnership blocking the sale.

Have Wills drawn up for each partner. This will indicate what happens to the other partners share should you die.

Decide What Percentage each partner gets. Is the property to be owned 50:50 or does one partner have a larger share. Are they going to make identical payments for identical durations?

Property Deeds ensure that both names are placed on the property deeds.

Garden Bliss are an outdoor living and lifestyle site with products such as our door eating products, out door lighting, outdoor heating and gardening products.

Garden Bliss is the best way to make the most of your garden and the upcoming summer months where you will want to eat, play and generally hang out in the great outdoors.

For barbeques, parties, gardening or entertaining Garden Bliss.

Get your garden sorted for the upcoming summer at Garden Bliss!!!!